Terms of Service

1. Acceptance of Terms

By accessing and using the website of the Rural Retirement Trust ("the Website"), you agree to comply with and be bound by the following Terms of Service ("Terms"). If you do not agree with any part of these Terms, you must not use our Website. These Terms govern your access to and use of all content, functionality, and services offered on or through the Website.

2. Changes to Terms

We reserve the right to modify these Terms at any time, effective immediately upon posting on the Website. Your continued use of the Website after any modifications indicates your acceptance of the revised Terms. Please check this page periodically for updates.

3. Use of the Website

The Website and its contents are intended solely for your personal, non-commercial use. You agree to use the Website only for lawful purposes and in accordance with these Terms. You must not use the Website:

• In any way that violates any applicable federal, state, local, or international law or regulation (including laws regarding the export of data or software).
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent.
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which may harm the Rural Retirement Trust or users of the Website.

4. Intellectual Property Rights

The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by the Rural Retirement Trust, its licensors, or other providers of such material and are protected by Australian and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as follows:

• Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
• You may store files that are automatically cached by your Web browser for display enhancement purposes.
• You may print or download one copy of a reasonable number of pages of the Website for your own personal, non-commercial use and not for further reproduction, publication, or distribution.

5. Disclaimer of Warranties

No Professional Advice

The information presented on or through the Website is made available solely for general information purposes. It does not constitute financial, legal, or professional advice. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk.

"As Is" Basis

Your use of the Website, its content, and any services or items obtained through the Website is at your own risk. The Website, its content, and any services or items obtained through the Website are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. Neither the Rural Retirement Trust nor any person associated with the Trust makes any warranty or representation with respect to the completeness, security, reliability, quality, accuracy, or availability of the Website.

6. AI-Generated Content Disclaimer

Use of Artificial Intelligence

Certain content on this Website, including but not limited to text, images, illustrations, and design elements, may have been created or modified utilizing Artificial Intelligence (AI) tools and technologies. While we strive to ensure the quality and appropriateness of all content, AI-generated components may contain inaccuracies, errors, or unintended artifacts.

Exclusion of Liability

By using this Website, you acknowledge and agree that the owners, operators, and affiliates of the Rural Retirement Trust assume no responsibility or liability whatsoever for any errors, omissions, inaccuracies, or potentially misleading information arising from or related to AI-generated content. We are not liable for any direct, indirect, incidental, consequential, or special damages of any kind resulting from your reliance on or use of any text, images, or other materials generated by AI on this Website.

7. Limitation of Liability

To the fullest extent provided by law, in no event will the Rural Retirement Trust, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Website, any websites linked to it, any content on the Website or such other websites, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.

8. Indemnification

You agree to defend, indemnify, and hold harmless the Rural Retirement Trust, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Service or your use of the Website.

9. Governing Law and Jurisdiction

All matters relating to the Website and these Terms of Service, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of New South Wales, Australia, without giving effect to any choice or conflict of law provision or rule.

10. Contact Information

To ask questions or comment about these Terms of Service, please contact us via our website contact form or at our registered office address.